Apply Here For Home Loan Services

A top-up home loan is an addition made on the existing home loan. It is provided at varying interest rates, and come along with several benefits, as listed below: A top-up home loan requires minimum paperwork since the documents are already submitted with the lender. A top-up loan can be used for a variety of purposes, including renovation, to fund education or marriage, or even to fulfill personal needs. A top-up home loan is much more affordable than a personal loan since the interest charged on a personal loan is way higher as compared to a top-up home loan. Further, as per section 24 and section 80C, a top-up home loan could provide you with tax benefits. It's better to opt for a top-up loan rather than a personal loan. Top-up loans are provided at a larger tenure than a personal loan. They can be availed for a maximum of 20 years. Read more:- Why should you opt for a top-up home loan? Thus, top-up home loans can be an affordable medium to fix financial instability.

Owning a house is everyone's dream and buying a house requires an adequate amount of funds. If you don't have the much-required funds then you can easily avail a home loan, as there are numerous lenders offering home loan at affordable interest rates. Lenders offer varied kind of offers to seek customer's attention. As a loan applicant, your major concern would be the interest rate applicable. Different lenders charge a different rate of interest while selecting lender you should check home loan interest rate across different lenders.   Home loan is available at two types of interest rate. First is the fixed interest rate, it remains fixed during the entire loan tenure irrespective of the market conditions. Second is a floating interest rate, it keeps changing in response to changes in market conditions. Floating interest rates are low in comparison to the fixed interest rate. Home loans are available at a flexible interest rate as well. A flexi home loan is a ki...

Every individual wants his own house and one who has his own house requires renovation after 15 or 20 years. Home needs care and attention to maintain elegance and for the renovation of the home, an individual requires huge amount as the cost of labor and material become higher day by day. There are many types of loan type available in the market for repair and renovation of home like a personal loan for home renovation and top up loan for home renovation. A personal loan is a hassle-free loan in which an individual can get the loan amount the same day or within 2 or 3 days. Moreover, the tenure of the personal loan is shorter as compared to the other loans like home loan or loan against property and as a result, the interest amount is lower in case of a personal loan. So, it is better to take a personal loan for home renovation. One more benefit of personal loan for home renovation is that it is totally a collateral free loan and you don't have to mortgage your property to ...