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Balance transferring a home loan can do wonders for you if done with caution. When you decide to balance transfer your loan from present lender to a new lender that is referred to as balance transfer. A home loan balance transfer is generally done to take advantage of lower interest rate or due to poor customer service from the existing lender. If you have a running home loan and you are planning to Home Loan balance transfer it, then you should keep the following points in mind to take the maximum advantage from it:  Before you switch from one lender to another do a thorough research and a comparative analysis of prevailing interest rates and select a lender who offers a lower interest rate. When planning to balance transfer your home loan it is important that you keep all the required documents ready for quick processing of your loan.  Confirm all the costs to be incurred while balance transferring your home loan in advance to avoid any confusions later on. ...

Delhi, India's national capital is well known for its cultural heritage. The desire for better jobs and higher education has led to an increase in migration of population from other parts of India. This had further led to an increase in demand for owned houses. But due to rising prices of property, purchasing a housing loan  in Delhi ain’t an easy thing. You can turn your dream of owning a house in Delhi into reality, as there are many lenders offering home loans at attractive prices. Following tips will help you to get best home loan deals in Delhi:  Before applying for a home loan always compare interest rates offered by different lenders. Along with interest rates compare tenure, eligibility criteria, processing fee and various other factors of different lenders.  Having a good credit score is an important factor, as it can help you in getting a home loan at the lowest interest rate. Usually, a credit score of 650+ is considered good for a home loan. Use...

In order to build a secure financial future for your child, it’s important to plan the investments which you think will help you to meet your financial goals. We have listed few investment options that you can choose from. A life insurance cover is an important component of your financial plan because you can name your child as a beneficiary. Your child can make the use of funds in case of a parent’s untimely demise. You can also buy a property for your kid as it will not only help them save their income by eliminating the need for buying a new house but will also secure their future housing Loan . You can also open a savings account in the name of your child if he is less than 18 years of age. It is also known as ‘minor account’. For accounts of minors below the age of 10 years, the guardian must operate the account. They are also allowed to set the limit on the withdrawal amount. Next on the list is Fixed Deposits – they offer a higher rate of interest than a regular savin...