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Getting a home loan is very easy nowadays if you meet the eligibility criteria as prescribed by the lender. A home loan can be availed by a salaried individual, self-employed professional, or any woman who is about to deliver a baby. There are certain misconceptions and myths regarding pregnant women availing home loans, which make it pretty tricky for women to avail of a housing loan . Some Difficulties to Avail for Home Loan are:-  Like there is a myth that pregnant women would not be able to pay back the loan to the lender, which is not at all correct. If she was a salaried woman and had a considerable amount of savings, she can pay off the loan back in time. Another hurdle that comes in the way of pregnant women is the general assumption f the lender towards the women, and it is her faithfulness towards the job after giving birth to the baby. If any lender does not approve of the home loan to pregnant women, she can apply for a home loan with an NBFC to get better flexib...

Today every house is different having something unique in its own way. It is the reason why people generally prefer purchasing under construction property rather than a ready apartment so that they can customize their dream home accordingly. Also, an under-construction property is priced usually 20% lower than the price of a constructed building. An under-construction property coupled with the home loan makes the investment genuinely affordable. But since it involves huge investment so an individual should be very prominent before investing. There are few basic things which need to be taken care before making such investment are like verification of the builder. Builder’s commencement certificate defines that the builder is authentic in construction and is not engaged in any legal concern. Also, as the builders always charge high rate so there is always an option of negotiation available which thus helps you to cut down your loan amount and always prefer a wise lender who can he...