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Showing posts from January, 2019

How to Get Best Home Loans in Delhi?

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To refinance yourself to buy a dream house, one opts for a home loan to turn his dream into a reality. There are several numbers of home loan providers in Delhi NCR that offers the best home loans with attractive deals and offers. Before you apply for a home loan, you should compare and cross-check the terms and conditions different lenders are offering and choose the best one that fulfills your requirement. As stated above, some of the leading home loan financial institutions that offer the best rates on home loans along with some other perks and benefits are ICICI Bank, Axis, DHFL, HDFC, SBI. Almost all of these lenders follow the same eligibility criteria in order to get a home loan. You get a loan only when you pass their eligibility criteria. They also have a very hassle-free process for applying for loans, simple documentation or minimum documentation criteria, zero collateral requirements, NIL processing fee, no additional charges and lots more. However, it is wiser to c

Tips For Home Loan Under-Construction Projects

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If you want to take a home loan for under-construction projects, there are several things you should be aware of before you apply for a home loan at low-interest rates with the concerned lender. As having the knowledge of these factors will benefit you in the long run as well as the future prospect of your property when you resale it. Usually, lenders sanctions home loan to the builder directly after assessing their creditworthiness and checking whether they have the commencement certificate with them or not. Not having this certificate will allow the lender to not give the loan to your builder. Before making any investment in property, you should be very well aware of certain things like what is the real worth of your property in your location and what price the builder is quoting to you. Also, analyze its resale value when you plan to sell off your property and buy a new one. Make sure that the property should be easily accessible for the buyer who buys it.  Always try to keep a re